Terms of use

These terms govern your use of boylesbenefitsgroup.com (the "site"), operated by Boyles Benefits Group. By using the site you agree to them. If you do not agree, please do not use the site.

Informational purpose only

Everything on this site is provided for general information. It is not an offer of insurance, not a contract, and not a guarantee of coverage, eligibility or price. No content here creates a policy or binds any insurance carrier. Coverage exists only when an application has been accepted by a carrier and a policy or certificate has been issued, and the terms of that document control in every case.

Not professional advice

Descriptions of plans, products, tax treatment and regulations are simplified summaries intended to help you ask better questions. They are not legal, tax, medical or accounting advice. Benefits regulations change, and how they apply depends on facts specific to your business or household. Consult your attorney, accountant or tax advisor before acting on anything you read here.

Licensing and availability

Boyles Benefits Group is an independent insurance brokerage. Jeremy Boyles is a licensed insurance producer. Products, carriers, plan designs and pricing vary by state, county, group size, employee census and carrier appointment, and not every product described on this site is available to every visitor. Availability for your specific situation will be confirmed during the consultation process.

Accuracy of content

We make a genuine effort to keep this site accurate and current. Even so, content may become outdated, and errors or omissions are possible. Carrier plan details, networks, rates and rules change throughout the year. Nothing on this site should be relied on as a substitute for the current plan documents, summary of benefits and coverage, or carrier confirmation.

Third-party links and services

The site links to outside resources, including carrier websites and MightyWELL Health. Those sites are operated by others. We do not control their content, their availability, or their privacy and security practices, and linking to them is not an endorsement of everything they publish. Your use of any third-party site is governed by that site's own terms.

Health care sharing arrangements

Some options discussed on this site incorporate health care sharing ministry or membership arrangements. These are not insurance. They are not guaranteed, not backed by a state guaranty association, and eligible expenses are shared according to the program's own guidelines, which may include limitations, waiting periods and pre-existing condition provisions. Anyone considering such a program should read its guidelines in full before enrolling.

Submissions through the site

When you submit the contact form, you confirm that the information you provide is accurate and that you are authorized to provide it. You agree to be contacted about your inquiry by the method you selected. Please do not submit sensitive personal information — Social Security numbers, financial account numbers or medical records — through the website form. Handling of submitted information is described in our Privacy Policy.

Acceptable use

You agree not to use the site to transmit unlawful, harassing or misleading content; to attempt to gain unauthorized access to any system; to interfere with the site's operation; or to collect information from the site by automated means for commercial purposes without written permission.

Intellectual property

The content, layout, graphics, logo and written material on this site are the property of Boyles Benefits Group unless otherwise indicated, and are protected by applicable law. You may view, print and share pages for personal or internal business use. Republishing, selling or systematically reproducing the content requires written permission.

Testimonials

Client comments shown on this site reflect the experience of the individual providing them. Individual results vary, and testimonials are not a guarantee that you will experience the same outcome, savings or coverage.

Limitation of liability

The site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. To the fullest extent permitted by law, Boyles Benefits Group is not liable for any indirect, incidental, consequential or punitive damages arising from your use of, or inability to use, the site or its content.

Changes

We may update these terms at any time. The revised version will be posted here with a new "last updated" date, and continued use of the site after that date constitutes acceptance.

Governing law

These terms are governed by the laws of the State of Oklahoma, without regard to conflict-of-law principles. Any dispute arising from the site or these terms will be brought in the state or federal courts located in Oklahoma.

Contact

Boyles Benefits Group
Tulsa, Oklahoma
Phone: (918) 400-0387
Email: jboyles@boylesbenefitsgroup.com